Who we serve

  • Individuals and families, both young and old who are interested in protecting their loved ones, managing cash flow and building wealth for their future.
     
  • Individuals who are interested in focusing on their retirement years need to ensure that today's decisions lead to future financial stability and peace of mind.  
     
  • Families with a special need's member. These families are the providers of love and care to their family member. They worry about who will take care of their special needs loved one when they are no longer able. Planning brings light and peace of mind.

We work with middle America..yes we have millionaires, but mostly they are individuals with between $300,000 and $1,000,000 of investable assets.

Many individuals and families, having achieved financial success are interested in preserving and growing their wealth. They also want to ensure their assets pass to the next generation or charity in a way that reflects their values.

Services

Financial Planning

This is where it all begins.

At Sequoia we assess where our clients are today and through hands-on engagement we determine where you want to be in 5, 10, 20 or more years.

Regarding your current financial situation, we are aware that many of you have unanswered questions. Some concerns our clients have expressed are:

  • What about my student loans? How can I pay them off? Are we ready to buy our first home?
  • What is the best way to save for our children's college expenses?
  • Do I need life insurance and if so, how much?
  • What about Social Security and Medicare? How do they work?
  • Will I have enough money to keep my lifestyle? Will I have enough to meet the future cost of living and not deplete my assets?
  • How will I cope with unexpected medical expenses such as a long-term care illness? What about other unforeseen events?
  • How does my pension and employer benefits fit into the picture?

The role we all play in planning services is to bring the human touch to the table. Financial Planning brings clarity to our lives and helps us get "all the way home"

How much does it cost?

We charge fees for this financial planning service and how much you pay depends on the complexity of your situation. It is also dependent on what service you are interested in and we let you choose:

For existing Lincoln Financial account holders or participants in their Lincoln employer retirement plans, we offer a reduction in the fee structure.

Hourly Consultation Work-$250/hour

You may have questions about your situation and you just want some professional advice.

Second Opinion Consultation- $400

You may be working with another financial professional and you would like a second opinion.

Retirement Consultation-$500

This option is perfect for those looking to focus on being ready for retirement and have questions about the process and all that needs to be considered. This planning offers peace of mind at a time of transition.

Comprehensive Financial Plan-$2,000

This option is for those families and individuals who need a 360-degree view of their financial life and plans. We create a thorough analysis of your current assets, liabilities, expenses, income and estate plans. We discuss life transitions and aging in place.  Some are interested in moving to another state or downsizing from their current family home. We look at all the estate planning documents you have prepared and see how they fit with your goals.

Sequoia Financial Advisors offers an initial complimentary session to discuss your goals and see how we may be of service. Schedule your session today.

Investment Management

Investment management can seem complicated in our noisy world. We want to manage our savings and investments but often it's hard to know where to start. At Sequoia, we start at the beginning. We are many and varied and no two families have the exact same needs or goals We meet you at the level of your need.

We talk about your past investment experiences. What do you feel was successful and where do think you need to make improvements?

 All investments play a role in your family and we consider investment constraints such as time horizon, liquidity, taxes. When will I need the money? What about investment loss? We complete the investment evaluation process with a comprehensive review of the current portfolio to determine the risk, time horizon, taxation, and how they fit together. Questions you may be wondering are "Am I getting a reasonable rate of return?" "What is my asset allocation?"

Investment planning helps you to create a plan you understand and experience peace of mind that you are on the right track.